Commercial General Liability in Marinette, WI, Peshtigo, WI, and Menominee, MI

Business owners face plenty of risk on a daily basis. A general liability insurance policy—also known as business liability insurance—protects businesses from claims that result from normal business operations.  

What does general liability insurance cover? 

A general liability insurance policy is an agreement between a business owner and an insurer in which the business owner pays an insurance premium in exchange for financial assistance following a covered incident. Claims such as injuries, burglaries and property damage are a few examples of when a general liability policy might help cover these expenses. Financial assistance might depend on certain aspects such as how much a business owner pays for their insurance premium. 

How much coverage does your business need? 

The amount of coverage your business needs depends on the following three factors: 

• Perceived risk. Consider the amount of risk associated with your business operations and functions; for instance, if you manufacture heavy machinery, you would generally need more coverage than another organization that manufactures stuffed animals.
• Premises and operations liability. If you operate in a state with a reputation for rewarding high damages, then you may wish to purchase higher limits of liability.
• Type of product manufactured. If you manufacture a potentially dangerous product, you may want to carry higher limits of liability. 

Our agency can help you find general liability coverage tailored to your needs. 

Get covered today 

If you live near Marinette, Wisconsin, we can help you out. The agents at Marinette Insurance and Financial Services are dedicated to helping business owners learn more about general liability insurance coverage so they can make the right decision on a policy for their businesses.  

Contact us at 715-735-7425 to learn more about your coverage options today.