Health Insurance in Marinette, WI and Menominee, MI
Providing Comprehensive Health Coverage for Residents in Wisconsin and Michigan
Health insurance is a vital component of any insurance portfolio. For individuals, and families, the process of securing this coverage can be complex. With assistance of a trusted guide, however, complexities can be reduced. At Marinette Insurance and Financial Services LLC, we work with clients in Northern Wisconsin and Upper Michigan on one-on-one bases to find the right health insurance plan to meet their individual needs. We offer personalized policies, taking client concerns into consideration when making recommendations.
A Wide-Range of Health Insurance Coverages, Including Medicare
A one-size-fits-all approach toward writing health insurance simply isn’t as effective. No person, or family, is the same and, therefore, should not be treated the same. Even in the case of a husband and wife, health requirements can be drastically different. Our agents take time to ask questions and listen, finding the most accurate, cost-effective insurance solution.
An agent’s role is to not only produce the policy, but also act as a trusted advisor. When questions regarding the extensive health insurance coverages accessible arise, we’ll be there to administer assistance. If you want to know the difference between a Medicare Supplement and Medicare Advantage plan, our agents can supply an answer.
As an agency, we have expertise in the area of Medicare coverage, as well as the regulatory requirements unique to each state and county, including Marinette, Oconto, and Menominee. We’re licensed to serve clients in Wisconsin, Michigan, Illinois, Minnesota, and Florida.
We can provide comprehensive insight into how the government provides Medicare Part A and Part B coverages.
Medicare Part A
Part A covers inpatient hospital care (free for most American Citizens), stay in a nursing facility, hospice care, and some forms of home health services.
Medicare Part B
Part B covers certain doctor’s visits, outpatient care, medical supplies, and preventative services.
We are able to provide the following parts of Medicare Coverage:
Medicare Part C
This year from October 15 to December 7 you will be able to change your plan if you are on a Medicare Advantage Plan. There are a few other special enrollment periods throughout the year so please call us to see if you are eligible.
This part gives us the ability to provide you with both Parts A and B, along with the Medicare Advantage Plan which includes the following:
- Health Maintenance Organizations
- Preferred Provider Organizations
- Private Fee-for-Service Plans
- Special Needs Plans
- Medicare Medical Savings Account Plans
Medicare Part D
Part D allows us to add prescription drug coverage to some other parts of Medicare coverage.
Individual plans can be accessed within our health insurance program, along with the wide-array of coverages listed below:
- Individual & Family Health Insurance
- Dental Coverage
- Vision Coverage
- Long-Term Care Insurance
- Temporary Health Insurance (Short Term)
- Supplemental Insurance
- Disability Insurance
- Medical Expense Insurance
- Child Health Insurance
- Travel Health Insurance
- Prescription Insurance
Agents Customizing Policies for Local Residents
Every fall, our agency will attempt to call all clients with health coverage to review their policy. During this conversation, we’ll address possible changes in their plan for the upcoming year. Agents will review changes in health during the past year, as well as updates regarding medications. Based on these answers, we’ll decide if we should research different carrier options, which could provide better or more affordable coverage.
Our agency partners with a variety of nationally-renowned carriers, such as Humana, AARP, Aetna and many others. For the clients we work with, this translates into direct communication with your agent, alongside reliable health insurance coverage.
- Medicare Information (Centers for Medicare and Medicaid Services)
- Materials for Seniors (AARP)
- Health Insurance Facts and Statistics (Insurance Information Institute (III))
- Medicare Made Clear
At Marinette Insurance and Financial Services, LLC, we’re proud to provide health insurance and Medicare coverage in Marinette, WI, Menominee, MI, Peshtigo, WI, Stephenson, MI, Crivitz, WI, and Oconto, WI. We’re licensed